BitCoin! Used by drug cartels & human traffickers everywhere! Which is great if you plan to use it for ligitimate reasons - since gov'ts are so focused on the criminal aspect they won't care what you do. Before you fret, hard cash is also used in all types of crimes so no worries. (yes, it's mostly tongue-in-cheek)
Care to explain what the new ToS shares, and why it's so bad? The only thing I've found is robocall crap. All the info I've given to paypal has already been given to any a number of other sites (by myself), and PP is even required to report my stats to the IRS since I'm running a business.